Are you stuck with some website registration and fear to give exact details like credit card numbers?
Does your online e-commerce store need a credit card number for testing Payment modules?
Sometimes it really causes a headache when you are trying to avail free service or product. But as soon as you click to proceed, suddenly out of nowhere, an intimidating window demanding your credit card details pops up.
You may feel sick of such a registration process and testing, as you don’t want to give your real credit card number for security reasons.
To cope with this issue, you need a random credit card generator.
Nevertheless, some people don’t exactly know what it is but question the credibility of these credit card generators.
They illogically portray them as fake, yet their claims are unfounded.
To dig up the real matter let us know the basic terms first.
Contents
What is a credit card?
A credit card, as the name suggests, is a plastic card containing your credit card number and other details.
It is issued by a bank and it contains credits i.e amount that you can use for shopping maybe.
Banks issues a credit card on the condition that you would pay the amount you spent through a credit card.
A credit card is kind of your cashless payment mode. Nowadays, almost all shopping malls, grocery stores, petrol pumps, and other places give you the option to pay through credit cards.
Therefore, it is a valuable card that you can use to buy almost any kind of product or service be it watches, electronics, rental items, and many others.
Sometimes, you run out of money, or you want to buy something costing you a few thousand dollars. Now it is not wise and often not feasible to carry large sums in your wallet.
Here, a credit card comes in handy.
However, there is a catch. Not everyone can get a credit card because banks give a credit card to specific income holders.
So, if your income does not come under that bracket, you cannot afford a credit card.
Unfortunately, you would be missing a lot of benefits and opportunities
Don’t worry, an online credit card generator can solve your problems.
What are credit card generators and do they really work?
An online tool that produces random credit card details that you don’t own but can use for various legal purposes.
It is important to note that a credit card number generated by an online generator is active but has nothing to do with real payment, as it is virtual.
It means no one is using it and it is not connected with any real account.
These credit card generators really work by generating numbers to get along with different uses such as payment testing, availing yourself of free services, and protecting your selves from scammers.
What about its legality?
There is a reasonable amount of discussion around a credit card generator’s legality.
Yet, we can easily approach it as a subjective matter, as its use is purely intentional.
In other words, it depends upon you whether you want to use it for legal purposes or for illegitimate reasons.
It’s is better to use it for restrictive legal purposes instead of scamming and cyber crimes because it’s not good for you and the whole society.
An added information regarding its use is that international watchdogs are continuously monitoring each and every transaction on the internet.
So, they immediately identify the user committing financial crimes.
What are some pros and cons of it?
Pros:
Bypass registration for free products/services:
You can play your favorite online games or you can download free services by providing the demanded details.
Often, websites do not charge anything for their services but demand credit card details to verify if a real person is using their service.
If you do not a credit card, you can use a credit card generator to get along with it easily.
Access free trails:
Some websites give some free trials before subscription to promote their product. You have to get a random credit card number to avail those free trials.
Test e-commerce store payment process:
If you have set up your e-commerce store on any platform like Shopify, Amazon, Wix, or others, you need to test your payments to get started.
It tells how your customers pay the amount and how you crack orders. For its testing, you need to add some test credit card numbers.
Therefore, you can use a credit card generator to get test credit card numbers.
Keep yourself protected:
Not disclosing your real credit card details save you from any mishap. Scammers and hackers try different methods to get a real credit card number to play havoc.
This can cause serious financial and social setbacks. Moreover, if you are accessing the deep web, you need to save your back from such criminals.
Cons:
Virtual credit card numbers:
The numbers generated by a generator are virtual and cannot be used for real payments. People aren’t using these cards but they are active.
Temporary cards:
You can use these card numbers but no one can guarantee their time duration. In fact, banks issue these cards for a specific time frame.
Therefore, you cannot use them for a lifetime. They are temporary and become useless after some time.
Moreover, you cannot exactly know if your generated credit card number is valid or not. Sometimes the credit card generator produces an invalid number that is useless for you.
Wrapping it up:
A credit card generator is a useful tool to get random credit card numbers. These numbers are active but are not in use by any real account holder.
There is a significant amount of clamor whether it is legal or not. The answer to this question is simple, it depends upon a person’s intentions.
Therefore, they can be used for various purposes that are legal and are needed in different industries such as availing free services and testing payment methods.